Vehicle Affordability. Solved.
An enterprise finance technology that enables lenders to capture more volume & improve origination quality by connecting their underwriting guidelines to dealers in real-time.
THE PROBLEM
Why Streamline.
Automotive lenders and dealerships both have a blind spot around maximizing customer opportunities as they present themselves on the showroom floor.
LENDERS
Do not know which vehicles a dealership has to maximize their program.
DEALERS
Do not know which vehicles will produce an approval for a customer.
CUSTOMERS
Do not know which vehicles they can afford.
HOW IT WORKS
Connecting the dots.
We solve the Great Train Wreck. Dealers sell the “wrong” car every day costing customers time, dealerships money, and lenders opportunity. Streamline seamlessly integrates with existing credit decisioning tools so dealers can dynamically optimize funding structures or change the vehicle altogether. Think of Streamline as lender navigator, “Switzerland.”
Most dealership personnel do not have full knowledge of all its lender partners' programs and guidelines. Streamline is a translating device that makes deals happen faster.
Proper vehicle selection leads to proper deal structure. Streamline helps convert non-deliverable conditions and approvals into funded contracts. Streamline can even help avoid the red X by giving lenders more attractive deals from the start.
Dealers want to preserve profit margins on hard to get inventory. Streamline aligns with the way a dealer wants to maximize its opportunities.
LENDER PROGRAMS
Most dealership personnel do not have full knowledge of all its lender partners' programs and guidelines. Streamline is a translating device that makes deals happen faster.
AUTOMOTIVE LOAN STRUCTURE
Proper vehicle selection leads to proper deal structure. Streamline helps convert non-deliverable conditions and approvals into funded contracts. Streamline can even help avoid the red X by giving lenders more attractive deals from the start.
DEALER SALES STRATEGY
Dealers want to preserve profit margins on hard to get inventory. Streamline aligns with the way a dealer wants to maximize its opportunities.
OUR SOLUTION
What we do.
Streamline is an enterprise finance solution that enables lenders to capture more volume and improve origination quality by connecting their underwriting guidelines to dealers in real-time. With a few clicks, we do all the heavy lifting.
Lender Navigator
Rehash or reselect vehicles based on a specific lenders program.
Shop By Callback
Take any lender callback to find vehicles that work.
Shop By Budget
Help customers land on the right vehicle from the start.
OUR STORY
By dealers, for dealers.
We developed Streamline to make the customer experience better at the West Herr Automotive Group. In 2020, we decided every dealer in the country should have access to Streamline. Since then, we've proven that dealers of any size have measurable success using our tool.
With 39 rooftops, West Herr has thousands of vehicles to choose from. Sounds great, right? The reality was customers had a higher chance landing on a vehicle the bank won't approve. The bigger problem was explaining to customers why most cars in our inventory don't work, and getting them to believe us.
Show customers realistic vehicles that they can get approved on. Seeing is believing.
With Streamline, West Herr doubled the closing ratio for non-prime customers, and increased profits by 70% for those customers. We also decreased transaction times and made the customer experience better.
The Problem
With 39 rooftops, West Herr has thousands of vehicles to choose from. Sounds great, right? The reality was customers had a higher chance landing on a vehicle the bank won't approve. The bigger problem was explaining to customers why most cars in our inventory don't work, and getting them to believe us.
The Solution
Show customers realistic vehicles that they can get approved on. Seeing is believing.
The Results
With Streamline, West Herr doubled the closing ratio for non-prime customers, and increased profits by 70% for those customers. We also decreased transaction times and made the customer experience better.